Ranked by reward rate · 2026
Best cards for restaurants
We compared 158 cards that earn a bonus on restaurants. Credit One Bank Wander American Express Card leads cash back at 5%. Best on points: Hilton Honors American Express Aspire Card at 7×. In the app, mWizard checks these against your wallet and surfaces the single best one — no bank login.
Top cash back for restaurants
Top points & miles for restaurants
Cash back (%) and points (×) are ranked separately — point values vary by program, so they aren't directly comparable. Rates may carry caps, rotating quarters or activation; tap any card for the full breakdown.
Don't memorize this list.
mWizard keeps the best restaurants card one tap away — and does it for every category you spend in.
