mWizard Get it free

No bank login · No bias · Instant

Always use the
right card.

mWizard shows the one best card to swipe — at every store, by category and merchant. No bank login, no biased advice. Just the answer, the moment you need it.

Download on the App Store
See how it works →
No bank login· Free to start· 432 cards modeled
Try it →

Best card for groceries: Blue Cash Preferred, 6% cash back on groceries.

The experience

Maximum rewards.
Zero effort.

Other apps make you choose: safe but manual, or automatic but creepy. mWizard removes the tradeoff — the most rewards, the least work.

  1. Effortless 01

    Add your cards once

    Type in the cards you already carry. No bank login, no card numbers, nothing leaves your phone. Done in about thirty seconds.

  2. Effortless 02

    Then just live your life

    Walk into a store, open your wallet, grab a coffee. mWizard quietly knows where you are and what earns the most.

  3. Maximum rewards 03

    Always the single best card

    One glance shows the exact card to swipe — the one that earns you the most here. No ranking to read, no guessing.

  4. Maximum savings 04

    Never leave a cent behind

    Every purchase on the right card adds up. The rewards you used to donate to your bank now stay in your pocket.

That’s the whole app. Earn more, do nothing.

Get it free →

Inside the app

No demo magic. This is the app.

Open it, tap where you are, swipe the card it shows. Browse every category and 432 cards we model.

mWizard showing the best card to use at Walmart

Tap where you are — get the one card to swipe.

Lives on your home screen

The best card,
before you even open it.

Lock-screen and home-screen widgets put the right card a glance away. Walk up, look down, swipe — no app launch required. No rewards app does this.

mWizard lock-screen widget showing best cards
On your lock screen
mWizard home-screen widget showing best cards
On your home screen

What you get

One job, done perfectly.

The best card for every purchase

By category and by merchant. mWizard checks your whole wallet and shows the single card that earns you the most — no spreadsheets, no guessing.

No bank login, ever

Add cards by name. Your wallet stays private and on your device.

Instant answer

Opens in a blink — the right card is on screen before you reach the register.

Zero kickbacks

No issuer pays us to nudge you. The best card is just the best card.

Knows where you are

Walk into a store and the right card is already on screen.

Never miss a bonus

Annual-fee and welcome-offer reminders, so deadlines never cost you.

Get it free →

Behind the scenes

It checks every card.
You just see the winner.

In the app you only ever see the one card to use. Here’s the math it runs so you don’t have to.

Blue Cash Preferred6% · best
Blue Cash Everyday3%
SoFi Unlimited2.2%
→

In your pocket

Blue Cash Preferred 6% cash back on groceries

Why switch

Everything the big rewards apps got wrong.

The others

  • Hand over your bank login
  • Sync breaks, re-auth every week
  • Slow to open, bloated
  • Advice biased by issuer kickbacks

mWizard

  • Add cards by name — no login, ever
  • Add once, never re-link or re-auth
  • Opens instantly, weighs nothing
  • Zero kickbacks — honest math only

Why we built it

Real money, left on the table.

$4,443

“Last year I earned $4,443 in card rewards just by always swiping the right card. I was tired of spreadsheets and bank-linking apps, so I built mWizard to make it effortless — and share it with everyone.”
Nikolay — founder of mWizard
“Every other rewards app wanted my bank login. mWizard never asked — I just typed in my cards and it worked.”
Priya R. privacy-first
“I used to keep a note of which card for what. Now I open it at the register, see the card, swipe. That’s it.”
Marcus T. switched from a spreadsheet
“It even found a bonus category on my credit-union card I had no idea about. Free money I was leaving behind.”
Dana L. 7 cards

Good questions

Everything you’re wondering.

Do I have to connect my bank?

Never. You add your cards by name. mWizard does the math on your device — no bank login, no card numbers, nothing uploaded.

How does it know the best card?

It models reward rates for 432 cards — category multipliers, rotating quarterly categories and merchant-specific rules — and compares them against your wallet in milliseconds.

Is it really free?

Yes, free to start. The core “which card should I use” answer is free — no paywall on the thing you opened the app for.

Which cards are supported?

432 cards across 79 issuers — Chase, Amex, Citi, Capital One, Wells Fargo, U.S. Bank, BoA, Discover and more. Browse them all on the cards page.

How is this different from MaxRewards or Kudos?

No bank login to hand over, nothing to re-link every week, and no issuer kickbacks skewing the advice — just a fast, private, honest recommendation.

Your rewards are waiting.
Go get them.

Download on the App Store

Free to start · No bank login · No issuer kickbacks