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Ranked by reward rate · 2026

Best cards for groceries

We compared 119 cards that earn a bonus on groceries. Blue Cash Preferred Card from American Express leads cash back at 6%. Best on points: Petco Pay Mastercard Credit Card at 6.67×. In the app, mWizard checks these against your wallet and surfaces the single best one — no bank login.

Top cash back for groceries

  1. 1 Blue Cash Preferred Card from American Express card Blue Cash Preferred Card from American Express American Express · $95/yr capped 6%
  2. 2 AAA Daily Advantage Visa Signature Credit Card card AAA Daily Advantage Visa Signature Credit Card Bread Financial · no annual fee capped 5%
  3. 3 Credit One Bank Platinum X5 Visa Signature Card card Credit One Bank Platinum X5 Visa Signature Card Credit One Bank · $95/yr capped 5%
  4. 4 Verizon Visa Card card Verizon Visa Card Synchrony · no annual fee 4%
  5. 5 AAA Travel Advantage Visa Signature Credit Card card AAA Travel Advantage Visa Signature Credit Card Bread Financial · no annual fee 3%
  6. 6 Blue Cash Everyday Card from American Express card Blue Cash Everyday Card from American Express American Express · no annual fee capped 3%
  7. 7 BMO Cash Back Credit Card card BMO Cash Back Credit Card BMO · no annual fee capped 3%
  8. 8 Capital One Savor Rewards card Capital One Savor Rewards Capital One · no annual fee 3%
  9. 9 Capital One Savor Rewards for Students card Capital One Savor Rewards for Students Capital One · no annual fee 3%
  10. 10 Citizens Summit Reserve World Elite Mastercard card Citizens Summit Reserve World Elite Mastercard Citizens Bank · $295/yr 3%
  11. 11 Citizens Summit World Mastercard card Citizens Summit World Mastercard Citizens Bank · no annual fee 3%
  12. 12 Golden 1 Member Cash Rewards+ Visa card Golden 1 Member Cash Rewards+ Visa Golden 1 Credit Union · no annual fee 3%
  13. 13 IKEA Visa Credit Card card IKEA Visa Credit Card Bread Financial · no annual fee 3%
  14. 14 myWalgreens Mastercard card myWalgreens Mastercard Synchrony · no annual fee 3%
  15. 15 One Key Card card One Key Card Wells Fargo · no annual fee 3%
  16. 16 One Key+ Card card One Key+ Card Wells Fargo · $99/yr 3%
  17. 17 TSC Visa Card card TSC Visa Card Citi · no annual fee 3%
  18. 18 Upgrade Life Rewards Card card Upgrade Life Rewards Card Upgrade · no annual fee 3%
  19. 19 Wayfair Mastercard card Wayfair Mastercard Citi · no annual fee 3%
  20. 20 SoFi Everyday Cash Rewards Credit Card card SoFi Everyday Cash Rewards Credit Card SoFi · no annual fee 2.2%
  21. 21 Affinity Cash Rewards Visa Signature card Affinity Cash Rewards Visa Signature Affinity FCU · no annual fee 2%
  22. 22 Bank of America Customized Cash Rewards credit card card Bank of America Customized Cash Rewards credit card Bank of America · no annual fee capped 2%
  23. 23 Bank of America Customized Cash Rewards credit card for Students card Bank of America Customized Cash Rewards credit card for Students Bank of America · no annual fee capped 2%
  24. 24 Bank of America Customized Cash Rewards Secured Credit Card card Bank of America Customized Cash Rewards Secured Credit Card Bank of America · no annual fee capped 2%
  25. 25 Commerce Bank Special Connections Visa card Commerce Bank Special Connections Visa Commerce Bank · no annual fee 2%

Cash back (%) and points (×) are ranked separately — point values vary by program, so they aren't directly comparable. Rates may carry caps, rotating quarters or activation; tap any card for the full breakdown.

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Best for bars 5% Best for fast food 5% Best for restaurants 5% All categories →