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Ranked by reward rate · 2026

Best cards for hotels

We compared 82 cards that earn a bonus on hotels. U.S. Bank Shopper Cash Rewards Visa Signature Card leads cash back at 5.5%. Best on points: Capital One Venture X Rewards at 10×. In the app, mWizard checks these against your wallet and surfaces the single best one — no bank login.

Top cash back for hotels

  1. 1 U.S. Bank Shopper Cash Rewards Visa Signature Card card U.S. Bank Shopper Cash Rewards Visa Signature Card U.S. Bank · $95/yr 5.5%
  2. 2 Capital One Quicksilver Rewards card Capital One Quicksilver Rewards Capital One · no annual fee 5%
  3. 3 Capital One QuicksilverOne Rewards card Capital One QuicksilverOne Rewards Capital One · $39/yr 5%
  4. 4 Credit One Bank Wander American Express Card card Credit One Bank Wander American Express Card Credit One Bank · $95/yr 5%
  5. 5 U.S. Bank Cash+ Visa Signature Card card U.S. Bank Cash+ Visa Signature Card U.S. Bank · no annual fee 5%
  6. 6 U.S. Bank Shield Visa Credit Card card U.S. Bank Shield Visa Credit Card U.S. Bank · no annual fee 4%
  7. 7 AAA Travel Advantage Visa Signature Credit Card card AAA Travel Advantage Visa Signature Credit Card Bread Financial · no annual fee 3%
  8. 8 AARP Travel Rewards Mastercard from Barclays card AARP Travel Rewards Mastercard from Barclays Barclays · no annual fee 3%
  9. 9 Costco Anywhere Visa Card by Citi card Costco Anywhere Visa Card by Citi Citi · no annual fee 3%
  10. 10 Customers Bank World Mastercard card Customers Bank World Mastercard Customers Bank · no annual fee 3%
  11. 11 Mission Lane Gold Line Visa card Mission Lane Gold Line Visa TAB Bank · no annual fee 3%
  12. 12 Pinnacle World Mastercard with Rewards card Pinnacle World Mastercard with Rewards Pinnacle Financial Partners · no annual fee 2%

Cash back (%) and points (×) are ranked separately — point values vary by program, so they aren't directly comparable. Rates may carry caps, rotating quarters or activation; tap any card for the full breakdown.

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